SELF PAY

Unemployed union Local 213 members short on hours, members approaching retirement, or retired members can self-pay for plan coverage.  You must be a member in good standing with the Union Local in order to be eligible for coverage.  This is a great feature of our plan to allow for flexibility for continuation of your coverage.  The cost, and requirements for eligibility are summarized in the following table.

Provision	Plan A**	Plan B	Plan C
Self Pay Cost*	$440/month Increasing to $485/month Jan 1, 2025	$240/month	$125/month Increasing to $140/month Jan 1, 2025
Available to unemployed or if working elsewhere Maximum time allowed for self-pay	Yes   3 years, then must switch to Plan B	Yes   3 years, for any members self-paying due to short hours starting on/after December 1, 2023 (i.e. time limit does not apply to self-paying early retirees)	N/A, retirees only
Available to early retirees (up to age 65)	Yes	Yes	N/A, retirees (65 and over) only
Application requirement	Union Local 213 membership continuation	Union Local 213 membership continuation	Active member of plan in 48 months of past 60 months immediately before application Between 65 and 70 years of age

*Self-pay must be maintained by the member for continuous months, without any gaps in coverage.

**Members Self-paying for Plan A do not receive coverage for Bereavement Wage Loss, Wage Indemnity, SUB top-up or Income Continuance benefits.  Members Self-paying for Plan A must commit to paying for the coverage for the remainder of the calendar year or until they have worked enough hours to become eligible for coverage again.

COVERAGE

For description of coverage choose Coverage navigation button.