Health & Welfare

SELF PAY

Unemployed members and members working elsewhere can self-pay for plan coverage.  This is a great feature of our plan to allow for flexibility for continuation of your coverage.  The cost, and requirements for eligibility are summarized in the following table.

Provision

Plan A

Plan B

Plan C

Self Pay Cost*

$440/month

$240/month

$125/month

Available to unemployed or if working elsewhere

Maximum time allowed for self-pay

Yes

 

3 years after employment, then must switch to Plan B

Yes

 

N/A

N/A, retirees only

Available to early retirees (up to age 65)

Yes

Yes

N/A, retirees (65 and over) only

Application requirement

Union membership continuation

Union membership continuation

Active member of plan in 48 months of past 60 months immediately before application

Between 65 and 70 years of age

*Self-pay must be maintained by the member for continuous months, without any gaps in coverage.

COVERAGE

For description of coverage choose Coverage navigation button.